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Critical Illness Cover

Quite often you hear “it could never happen to me” or “I’ll sort it out later”.

Well the old maxim of “failing to plan is planning to fail” is no better suited than to ignoring crucial decisions on protection.

What is it?

A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be a standalone plan.

Who is it for?

This type of plan is designed for those individuals or families whom want a lump sum if they are diagnosed with a Critical Illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.

The quality of cover and the illnesses covered can vary significantly between different providers. Through partnership with a third party, we can help you find the plan that best meets your requirements.

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Statement

Absolute Money NW Limited acts as a mortgage / loan / insurance broker not a lender or insurer.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The financial conduct authority does not regulate some forms of business mortgages including business buy to let - Please ask us for details.